General Insurance

Aviation Insurance

Covers risks specifically in the operation of aircraft and the risks involved in aviation.

Engineering Insurance

Offers protection against a variety of risks associated with erection, resting and working machinery, plant or equipment. Examples are contractors all risks, Erection all risks, machinery breakdown, electronic equipment, deterioration of stock etc.

Home (Fire Domestic) Insurance

Covers your house (building) and belongings (content) against risks including; fire, theft, damage by extreme weather and other losses. The insurance can also be extended to cover domestic workers, occupiers and owners liabilities.

Fire Industrial Insurance

provides cover against loss or damage to property caused by fire, lightning and explosion. This insurance covers assets such as buildings, plant and machinery, stock insurance, furniture fixtures and fittings and office equipment.

Public Liability Insurance

Covers the cost of personal injury or property damage claims by a third party as a result of your business activities. Other types of liability insurance are product or professional liability insurances.

Marine insurance

Covers the loss or damage of ships, cargo, terminals, and any transport by which the property is transferred, acquired, or held between the points of origin and the final destination.

Work Injury Benefits (WIBA)

Provides employees with financial compensation when, by accident, they suffer injury, become disabled or die while at work. This is a requirement and is enforced by the Kenyan law

Motor Private/Commercial Insurance

Covers loss or damage to the vehicle including legal liability to third parties in respect of death, injury or property damage arising from the use of the motor vehicle. Motor private covers vehicles that are used for private/domestic purposes while motor commercial covers vehicles used for business/commercial purposes.

Personal Accident Insurance

Provides compensation in the event of injuries, disability or death caused solely by, accidental, external and visible events. This insurance can also be taken by a group of people such as employees.

Theft Insurance

Covers loss or damage caused by the unlawful taking of property. Theft insurance as a classification includes Burglary insurance, money or cash in transit etc.

Medical Insurance

Covers medical expenses of the insured and their dependents. The common covers comprise out-patient and in-patient covers with dental and optical extensions.

Micro Insurance

Most microinsurance provides coverage to individuals without retirement savings or adults in a low-income household. Microinsurance products are tailored specifically for compensation for illness, injury, or death, and lower valued possessions or assets.